{"id":74811,"date":"2026-04-04T14:33:26","date_gmt":"2026-04-04T10:33:26","guid":{"rendered":"https:\/\/azerbaycan.media\/?p=74811"},"modified":"2026-04-04T14:33:26","modified_gmt":"2026-04-04T10:33:26","slug":"yagislarin-yaratdigi-ziyan-sigorta-boslugu-problemi-d%c9%99rinl%c9%99sdirir","status":"publish","type":"post","link":"https:\/\/azerbaycan.media\/?p=74811","title":{"rendered":"Ya\u011f\u0131\u015flar\u0131n yaratd\u0131\u011f\u0131 ziyan: s\u0131\u011forta bo\u015flu\u011fu problemi d\u0259rinl\u0259\u015fdirir"},"content":{"rendered":"<div>\n<div class=\"flex h-svh w-screen flex-col\">\n<div class=\"relative z-0 flex min-h-0 w-full flex-1\">\n<div class=\"relative flex min-h-0 w-full flex-1\">\n<div class=\"@container\/main relative flex min-w-0 flex-1 flex-col -translate-y-[calc(env(safe-area-inset-bottom,0px)\/2)] pt-[calc(env(safe-area-inset-bottom,0px)\/2)]\">\n<div class=\"@w-sm\/main:[scrollbar-gutter:var(--stage-scroll-gutter)] touch:[scrollbar-width:none] group\/scroll-root relative flex min-h-0 min-w-0 flex-1 flex-col [scrollbar-gutter:stable] not-print:overflow-x-clip not-print:overflow-y-auto group-data-stream-active\/scroll-root:[overflow-anchor:none] scroll-pt-(--header-height) [--sticky-padding-top:var(--header-height)] [--sticky-padding-bottom:0px] [--scroll-root-safe-area-inset-top:calc(var(--sticky-padding-top)+env(safe-area-inset-top,0px))] [--scroll-root-safe-area-inset-bottom:calc(var(--sticky-padding-bottom)+var(--screen-keyboard-height,0px)+env(safe-area-inset-bottom,0px))] [--scroll-root-safe-area-height:calc(100lvh-var(--scroll-root-safe-area-inset-top)-var(--scroll-root-safe-area-inset-bottom))] has-data-[fixed-header=less-than-xl]:@w-xl\/main:scroll-pt-0 has-data-[fixed-header=less-than-xl]:@w-xl\/main:[--sticky-padding-top:0px] has-data-[fixed-header=less-than-xxl]:@w-2xl\/main:scroll-pt-0 has-data-[fixed-header=less-than-xxl]:@w-2xl\/main:[--sticky-padding-top:0px]\" data-scroll-root=\"\" data-scroll-from-top=\"\"><main id=\"main\" class=\"min-h-0 flex-1\"><\/p>\n<div id=\"thread\" class=\"group\/thread flex flex-col min-h-full\">\n<div class=\"composer-parent flex flex-1 flex-col focus-visible:outline-0\" role=\"presentation\">\n<div class=\"relative basis-auto flex-col -mb-(--composer-overlap-px) pb-(--composer-overlap-px) [--composer-overlap-px:28px] grow flex\">\n<div class=\"flex flex-col text-sm pb-25\">\n<section class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:35d82384-7a04-4ca7-95d0-4d7b30fe839d-4\" data-testid=\"conversation-turn-10\" data-scroll-anchor=\"true\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"b79b0727-5a7a-498b-804f-1e8adac9bdd6\" data-message-model-slug=\"gpt-5-3\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert w-full wrap-break-word light markdown-new-styling\">\n<p data-start=\"0\" data-end=\"70\"><strong data-start=\"0\" data-end=\"70\">Ya\u011f\u0131\u015flar\u0131n yaratd\u0131\u011f\u0131 ziyan: s\u0131\u011forta bo\u015flu\u011fu problemi d\u0259rinl\u0259\u015fdirir<\/strong><\/p>\n<p data-start=\"72\" data-end=\"278\">Az\u0259rbaycan.media x\u0259b\u0259r verir ki, son d\u00f6vrl\u0259rd\u0259 Az\u0259rbaycanda m\u00fc\u015fahid\u0259 olunan intensiv ya\u011f\u0131\u015flar bir \u00e7ox ya\u015fay\u0131\u015f massivl\u0259rind\u0259 ciddi f\u0259sadlara s\u0259b\u0259b olub v\u0259 m\u00f6vcud probleml\u0259ri daha qabar\u0131q \u015f\u0259kild\u0259 \u00fcz\u0259 \u00e7\u0131xar\u0131b.<\/p>\n<p data-start=\"280\" data-end=\"676\">\u018fsas probleml\u0259rd\u0259n biri is\u0259 d\u0259ymi\u015f z\u0259r\u0259rin kim t\u0259r\u0259find\u0259n qar\u015f\u0131lanmas\u0131 m\u0259s\u0259l\u0259sidir. \u00d6lk\u0259d\u0259 da\u015f\u0131nmaz \u0259mlak\u0131n s\u0131\u011fortalanmas\u0131 geni\u015f yay\u0131lmad\u0131\u011f\u0131ndan, \u0259ks\u0259r hallarda sel v\u0259 su basmalar\u0131 n\u0259tic\u0259sind\u0259 yaranan ziyan birba\u015fa v\u0259t\u0259nda\u015flar\u0131n \u00fcz\u0259rin\u0259 d\u00fc\u015f\u00fcr. D\u00f6vl\u0259t qurumlar\u0131 is\u0259 yaln\u0131z m\u00fc\u0259yy\u0259n hallarda v\u0259 m\u0259hdud imkanlar \u00e7\u0259r\u00e7iv\u0259sind\u0259 yard\u0131m g\u00f6st\u0259r\u0259 bilir ki, bu da problemin sistemli h\u0259lli \u00fc\u00e7\u00fcn kifay\u0259t etmir.<\/p>\n<h3 data-start=\"678\" data-end=\"729\">\u201cX\u00fcsusi komissiyan\u0131n yarad\u0131lmas\u0131na ehtiyac var\u201d<\/h3>\n<p data-start=\"731\" data-end=\"1129\">Da\u015f\u0131nmaz \u0259mlak bazar\u0131 \u00fczr\u0259 ekspert <span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Nof\u0259l Quliyev<\/span><\/span> bildirir ki, intensiv ya\u011f\u0131\u015flar\u0131n f\u0259sadlar\u0131 x\u00fcsusil\u0259 f\u0259rdi ya\u015fay\u0131\u015f evl\u0259rind\u0259 daha \u00e7ox m\u00fc\u015fahid\u0259 olunur. Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, bu evl\u0259rin \u0259ks\u0259riyy\u0259ti vaxtil\u0259 bataql\u0131q v\u0259 ya sututar \u0259razil\u0259rd\u0259 torpaq doldurulmaqla in\u015fa edilib v\u0259 h\u0259min \u0259razil\u0259rd\u0259 kanalizasiya sistemi olmad\u0131\u011f\u0131ndan g\u00fccl\u00fc ya\u011f\u0131nt\u0131lar zaman\u0131 suyun ax\u0131n\u0131 t\u0259min edilmir.<\/p>\n<p data-start=\"1131\" data-end=\"1419\">Ekspert hesab edir ki, yaranm\u0131\u015f v\u0259ziyy\u0259tl\u0259 ba\u011fl\u0131 d\u00f6vl\u0259t t\u0259r\u0259find\u0259n kompensasiya mexanizml\u0259ri t\u0259tbiq olunmal\u0131 v\u0259 h\u0259tta s\u0131\u011fortas\u0131 olmayan evl\u0259r \u00fc\u00e7\u00fcn d\u0259 sosial yana\u015fma \u0259sas\u0131nda yard\u0131m g\u00f6st\u0259rilm\u0259lidir. O, ziyan\u0131n obyektiv qiym\u0259tl\u0259ndirilm\u0259si \u00fc\u00e7\u00fcn x\u00fcsusi komissiyan\u0131n yarad\u0131lmas\u0131n\u0131 t\u0259klif edir.<\/p>\n<h3 data-start=\"1421\" data-end=\"1462\">800 mind\u0259n \u00e7ox tikili risk alt\u0131ndad\u0131r<\/h3>\n<p data-start=\"1464\" data-end=\"1848\">N. Quliyev s\u0259n\u0259dsiz evl\u0259rin yaratd\u0131\u011f\u0131 \u0259lav\u0259 probleml\u0259r\u0259 d\u0259 diqq\u0259t \u00e7\u0259kir. Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, \u00e7\u0131xar\u0131\u015f\u0131 olmayan evl\u0259r s\u0131\u011forta \u015firk\u0259tl\u0259ri t\u0259r\u0259find\u0259n y\u00fcks\u0259k riskli hesab edilir. Haz\u0131rda \u00f6lk\u0259d\u0259 800 min\u0259 yax\u0131n s\u0259n\u0259dsiz m\u0259nzilin m\u00f6vcudlu\u011fu problemin miqyas\u0131n\u0131 daha da art\u0131r\u0131r. Ekspert bu evl\u0259rin k\u00f6\u00e7\u00fcr\u00fclm\u0259si deyil, m\u0259rh\u0259l\u0259li \u015f\u0259kild\u0259 s\u0259n\u0259dl\u0259\u015fdirilm\u0259sinin daha m\u0259qs\u0259d\u0259uy\u011fun oldu\u011funu bildirir.<\/p>\n<h3 data-start=\"1850\" data-end=\"1885\">S\u0131\u011forta mexanizmi niy\u0259 i\u015fl\u0259mir?<\/h3>\n<p data-start=\"1887\" data-end=\"2128\">S\u0131\u011forta m\u0259s\u0259l\u0259l\u0259ri \u00fczr\u0259 ekspert <span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Ramil K\u0259rimov<\/span><\/span> qeyd edir ki, da\u015f\u0131nmaz \u0259mlak\u0131n icbari s\u0131\u011fortas\u0131 sosial m\u00fcdafi\u0259 bax\u0131m\u0131ndan m\u00fch\u00fcm \u0259h\u0259miyy\u0259t da\u015f\u0131y\u0131r v\u0259 v\u0259t\u0259nda\u015flar\u0131 g\u00f6zl\u0259nilm\u0259z maliyy\u0259 itkil\u0259rind\u0259n qorumaq m\u0259qs\u0259di da\u015f\u0131y\u0131r.<\/p>\n<p data-start=\"2130\" data-end=\"2444\">Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, \u201c\u0130cbari s\u0131\u011fortalar haqq\u0131nda\u201d qanuna \u0259sas\u0259n, \u00f6lk\u0259 \u00fczr\u0259 s\u0131\u011forta tarifl\u0259ri regionlara g\u00f6r\u0259 d\u0259yi\u015fir: Bak\u0131 \u015f\u0259h\u0259rind\u0259 illik 50 manat \u00f6d\u0259ni\u015fl\u0259 25 min manatad\u0259k t\u0259minat, dig\u0259r iri \u015f\u0259h\u0259rl\u0259rd\u0259 40 manat qar\u015f\u0131l\u0131\u011f\u0131nda 20 min manat, b\u00f6lg\u0259l\u0259rd\u0259 is\u0259 30 manat qar\u015f\u0131l\u0131\u011f\u0131nda 15 min manat t\u0259minat n\u0259z\u0259rd\u0259 tutulur.<\/p>\n<p data-start=\"2446\" data-end=\"2715\">Ekspert bildirir ki, mexanizmin effektiv i\u015fl\u0259m\u0259m\u0259sinin \u0259sas s\u0259b\u0259bl\u0259rind\u0259n biri yerli icra strukturlar\u0131n\u0131n bu sah\u0259d\u0259 yet\u0259rli aktivlik g\u00f6st\u0259rm\u0259m\u0259sidir. Qanunvericiliy\u0259 g\u00f6r\u0259, s\u0131\u011fortas\u0131z \u0259mlak sahibl\u0259ri c\u0259rim\u0259l\u0259n\u0259 bil\u0259r, lakin t\u0259tbiq z\u0259if oldu\u011fundan sistem tam i\u015fl\u0259k deyil.<\/p>\n<h3 data-start=\"2717\" data-end=\"2753\">Sistemli kompensasiyaya mane\u0259l\u0259r<\/h3>\n<p data-start=\"2755\" data-end=\"3017\">R. K\u0259rimov qeyd edir ki, yerli icra hakimiyy\u0259tl\u0259rinin f\u00f6vq\u0259lad\u0259 hallarda yard\u0131m g\u00f6st\u0259rilm\u0259si il\u0259 ba\u011fl\u0131 m\u00fcdd\u0259alar\u0131 olsa da, bu mexanizml\u0259r konkret \u015f\u0259kild\u0259 m\u00fc\u0259yy\u0259n edilm\u0259yib. Bu s\u0259b\u0259bd\u0259n k\u00fctl\u0259vi hallarda sistemli kompensasiya \u00f6d\u0259ni\u015fl\u0259ri h\u0259yata ke\u00e7irm\u0259k \u00e7\u0259tinl\u0259\u015fir.<\/p>\n<p data-start=\"3019\" data-end=\"3219\">Onun fikrinc\u0259, son ya\u011f\u0131\u015flar\u0131n yaratd\u0131\u011f\u0131 v\u0259ziyy\u0259t f\u00f6vq\u0259lad\u0259 hal kimi qiym\u0259tl\u0259ndirilm\u0259s\u0259 d\u0259, geni\u015fmiqyasl\u0131 sosial problem xarakteri da\u015f\u0131y\u0131r v\u0259 \u0259sas s\u0259b\u0259bl\u0259rd\u0259n biri kommunal infrastrukturun z\u0259ifliyidir.<\/p>\n<h3 data-start=\"3221\" data-end=\"3263\">\u201cKup\u00e7a\u201d problemi v\u0259 s\u0131\u011forta \u015firk\u0259tl\u0259ri<\/h3>\n<p data-start=\"3265\" data-end=\"3542\">Ekspert \u0259lav\u0259 edir ki, praktikada b\u0259zi s\u0131\u011forta \u015firk\u0259tl\u0259ri \u00e7\u0131xar\u0131\u015f\u0131 olmayan evl\u0259ri s\u0131\u011fortalamaqdan yay\u0131n\u0131r. Halbuki qanunvericiliy\u0259 \u0259sas\u0259n, \u0259g\u0259r v\u0259t\u0259nda\u015f faktiki olaraq h\u0259min \u0259mlakda ya\u015fay\u0131r v\u0259 kommunal xidm\u0259tl\u0259r onun ad\u0131na r\u0259smil\u0259\u015fdirilibs\u0259, bu, s\u0131\u011forta \u00fc\u00e7\u00fcn \u0259sas say\u0131lmal\u0131d\u0131r.<\/p>\n<p data-start=\"3544\" data-end=\"3724\" data-is-last-node=\"\" data-is-only-node=\"\">Bu proses\u0259 n\u0259zar\u0259t <span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131<\/span><\/span> t\u0259r\u0259find\u0259n h\u0259yata ke\u00e7irilir v\u0259 v\u0259t\u0259nda\u015flar qar\u015f\u0131la\u015fd\u0131qlar\u0131 probleml\u0259rl\u0259 ba\u011fl\u0131 qurumun qaynar x\u0259ttin\u0259 m\u00fcraci\u0259t ed\u0259 bil\u0259rl\u0259r.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/main><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ya\u011f\u0131\u015flar\u0131n yaratd\u0131\u011f\u0131 ziyan: s\u0131\u011forta bo\u015flu\u011fu problemi d\u0259rinl\u0259\u015fdirir Az\u0259rbaycan.media x\u0259b\u0259r verir ki, son d\u00f6vrl\u0259rd\u0259 Az\u0259rbaycanda m\u00fc\u015fahid\u0259 olunan intensiv ya\u011f\u0131\u015flar bir \u00e7ox ya\u015fay\u0131\u015f massivl\u0259rind\u0259 ciddi f\u0259sadlara s\u0259b\u0259b olub v\u0259 m\u00f6vcud probleml\u0259ri daha&hellip; <\/p>\n","protected":false},"author":537,"featured_media":74812,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[71],"tags":[],"class_list":["post-74811","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sosial"],"_links":{"self":[{"href":"https:\/\/azerbaycan.media\/index.php?rest_route=\/wp\/v2\/posts\/74811","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/azerbaycan.media\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/azerbaycan.media\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/azerbaycan.media\/index.php?rest_route=\/wp\/v2\/users\/537"}],"replies":[{"embeddable":true,"href":"https:\/\/azerbaycan.media\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=74811"}],"version-history":[{"count":2,"href":"https:\/\/azerbaycan.media\/index.php?rest_route=\/wp\/v2\/posts\/74811\/revisions"}],"predecessor-version":[{"id":74814,"href":"https:\/\/azerbaycan.media\/index.php?rest_route=\/wp\/v2\/posts\/74811\/revisions\/74814"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/azerbaycan.media\/index.php?rest_route=\/wp\/v2\/media\/74812"}],"wp:attachment":[{"href":"https:\/\/azerbaycan.media\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=74811"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/azerbaycan.media\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=74811"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/azerbaycan.media\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=74811"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}