{"id":72901,"date":"2026-03-12T18:40:04","date_gmt":"2026-03-12T14:40:04","guid":{"rendered":"https:\/\/azerbaycan.media\/?p=72901"},"modified":"2026-03-12T18:40:04","modified_gmt":"2026-03-12T14:40:04","slug":"od%c9%99nis-kartlari-il%c9%99-aparilan-nagdsiz-%c9%99m%c9%99liyyatlarin-h%c9%99cmi-2025-ci-ild%c9%99-26-artib","status":"publish","type":"post","link":"https:\/\/azerbaycan.media\/?p=72901","title":{"rendered":"\u00d6d\u0259ni\u015f kartlar\u0131 il\u0259 apar\u0131lan na\u011fds\u0131z \u0259m\u0259liyyatlar\u0131n h\u0259cmi 2025-ci ild\u0259 26% art\u0131b"},"content":{"rendered":"<div class=\"flex flex-col text-sm pb-25\">\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"request-WEB:ef7925ff-16d3-4193-8b03-623312b7e89f-1\" data-testid=\"conversation-turn-4\" data-scroll-anchor=\"true\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"c77b4e1f-3f7b-49bb-844b-44c30b0380e2\" data-message-model-slug=\"gpt-5-mini\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert w-full wrap-break-word light markdown-new-styling\">\n<p data-start=\"87\" data-end=\"319\"><strong>Az\u0259rbaycan.media<\/strong> x\u0259b\u0259r verir ki, 2025-ci ild\u0259 \u00f6d\u0259ni\u015f kartlar\u0131 il\u0259 \u00f6lk\u0259 daxilind\u0259 apar\u0131lan na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin h\u0259cmi 2024-c\u00fc ill\u0259 m\u00fcqayis\u0259d\u0259 26% artaraq 99.1 milyard manat olub. Bu m\u0259lumat\u0131 Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 (AMB) a\u00e7\u0131qlay\u0131b.<\/p>\n<p data-start=\"321\" data-end=\"623\">AMB-nin m\u0259lumat\u0131na g\u00f6r\u0259, \u00f6d\u0259ni\u015f kartlar\u0131 vasit\u0259sil\u0259 apar\u0131lan \u0259m\u0259liyyatlarda na\u011fds\u0131z d\u00f6vriyy\u0259nin x\u00fcsusi \u00e7\u0259kisi 2024-c\u00fc il\u0259 nisb\u0259t\u0259n 3.4 faiz b\u0259ndi artaraq 67.6%-\u0259 \u00e7at\u0131b. 2025-ci il \u0259rzind\u0259 POS-terminallar vasit\u0259sil\u0259 h\u0259yata ke\u00e7iril\u0259n h\u0259r 2 t\u0259mass\u0131z \u00f6d\u0259ni\u015fd\u0259n 1-i \u201ca\u011f\u0131ll\u0131 cihaz\u201dlar vasit\u0259sil\u0259 realla\u015f\u0131b.<\/p>\n<p data-start=\"625\" data-end=\"917\">\u018fm\u0259khaqq\u0131 v\u0259 sosial kart sahibl\u0259rinin na\u011fds\u0131z \u00f6d\u0259ni\u015f v\u0259rdi\u015fl\u0259rind\u0259 d\u0259 art\u0131m m\u00fc\u015fahid\u0259 olunub. 2025-ci ild\u0259 \u0259m\u0259khaqq\u0131 kartlar\u0131 il\u0259 edil\u0259n \u00f6d\u0259ni\u015fl\u0259rin 54.2%-i na\u011fds\u0131z formada olub. Sosial kartlarla apar\u0131lan \u0259m\u0259liyyatlarda na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin pay\u0131 son 3 ild\u0259 9 faiz b\u0259nd artaraq 20%-\u0259 y\u00fcks\u0259lib.<\/p>\n<p data-start=\"919\" data-end=\"1416\">2025-ci ild\u0259 bank m\u00fc\u015ft\u0259ril\u0259rinin cari hesablar\u0131ndan ka\u011f\u0131z da\u015f\u0131y\u0131c\u0131lar v\u0259 r\u0259q\u0259msal bank\u00e7\u0131l\u0131q vasit\u0259sil\u0259 apar\u0131lan k\u00f6\u00e7\u00fcrm\u0259l\u0259rin say\u0131 59.7 milyon \u0259d\u0259d, h\u0259cmi is\u0259 889.3 milyard manat t\u0259\u015fkil edib. Bu k\u00f6\u00e7\u00fcrm\u0259l\u0259rin say\u0131 \u00fczr\u0259 94.4%-i, h\u0259cmi \u00fczr\u0259 is\u0259 82.5%-i r\u0259q\u0259msal bank\u00e7\u0131l\u0131q vasit\u0259sil\u0259 h\u0259yata ke\u00e7irilib. X\u00fcsusil\u0259, internet bank\u00e7\u0131l\u0131q xidm\u0259tl\u0259ri il\u0259 apar\u0131lan k\u00f6\u00e7\u00fcrm\u0259l\u0259rin h\u0259cmi 2024-c\u00fc ill\u0259 m\u00fcqayis\u0259d\u0259 12.4% artaraq 308.9 milyard manat, mobil bank\u00e7\u0131l\u0131q vasit\u0259sil\u0259 is\u0259 14.3% artaraq 73 milyard manat olub.<\/p>\n<p data-start=\"1418\" data-end=\"1860\">Hesab \u0259sasl\u0131 \u00f6d\u0259ni\u015fl\u0259rd\u0259n 7\/24 rejimind\u0259 istifad\u0259 imkan\u0131n\u0131 t\u0259min ed\u0259n Ani \u00d6d\u0259ni\u015fl\u0259r Sistemi (A\u00d6S) vasit\u0259sil\u0259 apar\u0131lan \u0259m\u0259liyyatlar\u0131n say\u0131 2024-c\u00fc ill\u0259 m\u00fcqayis\u0259d\u0259 12.5 d\u0259f\u0259, h\u0259cmi is\u0259 90.1% art\u0131b. \u00d6lk\u0259 \u00fczr\u0259 vahid AZQR kod standart\u0131n\u0131n t\u0259tbiqi QR kod \u00f6d\u0259ni\u015fl\u0259rinin geni\u015fl\u0259nm\u0259sini t\u0259min edib; 2025-ci ilin ikinci yar\u0131milind\u0259 A\u00d6S vasit\u0259sil\u0259 h\u0259yata ke\u00e7iril\u0259n QR \u00f6d\u0259ni\u015fl\u0259rinin say\u0131 birinci yar\u0131mill\u0259 m\u00fcqayis\u0259d\u0259 6.2 d\u0259f\u0259, h\u0259cmi is\u0259 7.1 d\u0259f\u0259 art\u0131b.<\/p>\n<p data-start=\"1862\" data-end=\"2240\">R\u0259q\u0259msal \u00f6d\u0259ni\u015fl\u0259rin inki\u015faf\u0131na d\u0259st\u0259k ver\u0259n n\u0259qliyyat layih\u0259si \u00e7\u0259r\u00e7iv\u0259sind\u0259 Bak\u0131 \u015f\u0259h\u0259rind\u0259 b\u00fct\u00fcn avtobus mar\u015frutlar\u0131 v\u0259 Bak\u0131 Metropolitenind\u0259 t\u0259mass\u0131z \u00f6d\u0259ni\u015f imkanlar\u0131 yarad\u0131l\u0131b. \u0130stifad\u0259\u00e7il\u0259r h\u0259m bank kartlar\u0131, h\u0259m d\u0259 mobil cihazlar vasit\u0259sil\u0259 gedi\u015f haqq\u0131n\u0131 \u00f6d\u0259y\u0259 bilirl\u0259r. Bu layih\u0259 turistl\u0259r \u00fc\u00e7\u00fcn d\u0259 rahatl\u0131q t\u0259min ed\u0259r\u0259k, lokal n\u0259qliyyat kart\u0131na ehtiyac\u0131 aradan qald\u0131r\u0131b.<\/p>\n<p data-start=\"2242\" data-end=\"2553\" data-is-last-node=\"\" data-is-only-node=\"\">M\u0259rk\u0259zi Bank r\u0259q\u0259msal \u00f6d\u0259ni\u015f xidm\u0259tl\u0259rinin institusional v\u0259 h\u00fcquqi bazas\u0131n\u0131n g\u00fccl\u0259ndirilm\u0259si, infrastruktur imkanlar\u0131n\u0131n art\u0131r\u0131lmas\u0131 v\u0259 xidm\u0259tl\u0259rin \u00e7e\u015fidi, keyfiyy\u0259ti v\u0259 t\u0259tbiq dair\u0259sinin geni\u015fl\u0259ndirilm\u0259si istiqam\u0259tind\u0259 d\u00f6vl\u0259t qurumlar\u0131, banklar, fintexl\u0259r v\u0259 beyn\u0259lxalq t\u0259\u015fkilatlarla \u0259m\u0259kda\u015fl\u0131\u011f\u0131 davam etdirir.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"z-0 flex min-h-[46px] justify-start\"><\/div>\n<div class=\"mt-3 w-full empty:hidden\">\n<div class=\"text-center\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div>\n<div class=\"pointer-events-none h-px w-px absolute bottom-0\" aria-hidden=\"true\" data-edge=\"true\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Az\u0259rbaycan.media x\u0259b\u0259r verir ki, 2025-ci ild\u0259 \u00f6d\u0259ni\u015f kartlar\u0131 il\u0259 \u00f6lk\u0259 daxilind\u0259 apar\u0131lan na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin h\u0259cmi 2024-c\u00fc ill\u0259 m\u00fcqayis\u0259d\u0259 26% artaraq 99.1 milyard manat olub. Bu m\u0259lumat\u0131 Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 (AMB)&hellip; <\/p>\n","protected":false},"author":537,"featured_media":72902,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[61],"tags":[],"class_list":["post-72901","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-iqtisadiyyat"],"_links":{"self":[{"href":"https:\/\/azerbaycan.media\/index.php?rest_route=\/wp\/v2\/posts\/72901","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/azerbaycan.media\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/azerbaycan.media\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/azerbaycan.media\/index.php?rest_route=\/wp\/v2\/users\/537"}],"replies":[{"embeddable":true,"href":"https:\/\/azerbaycan.media\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=72901"}],"version-history":[{"count":2,"href":"https:\/\/azerbaycan.media\/index.php?rest_route=\/wp\/v2\/posts\/72901\/revisions"}],"predecessor-version":[{"id":72904,"href":"https:\/\/azerbaycan.media\/index.php?rest_route=\/wp\/v2\/posts\/72901\/revisions\/72904"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/azerbaycan.media\/index.php?rest_route=\/wp\/v2\/media\/72902"}],"wp:attachment":[{"href":"https:\/\/azerbaycan.media\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=72901"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/azerbaycan.media\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=72901"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/azerbaycan.media\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=72901"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}